Apart from Mother’s Day, the month of May also marks many college graduations. It is a time that college graduates trade in their dorm rooms for apartments or mortgages, and ditch their skateboards and vespas to upgrade to a real ride. But for many, buying their first car can be daunting and if you’re unfamiliar with how the process works, you may end up paying the price - literally.
When you’re piecing together your budget and deciding which categories are draining your cash pool, take a closer look at your expensive gym membership. Gym memberships can range from $10-$100 (for specialty gyms like Crossfit) per month! If you’re serious about staying in shape but don’t want to deal with contracts, automatic payment withdrawals, or annual fees, check out what the Mvelopes Fitness experts have put together.
As the childhood obesity rates rise, many families find themselves stuck in the excuse that healthy eating is expensive. Many families skip the produce aisles of the supermarket because they feel they simply cannot afford fresh fruits and vegetables. Although money doesn't grow on trees, fresh produce does! Mvelopes’ gardening expert, Elizabeth Armstrong, suggests a DIY garden to help beat those produce prices. Here's how:
Written by guest blogger, Sarah Nichols
If you’re a parent, you can probably remember the day your child was born. Remember your baby swaddled and passed around to grandparents and family members as they each gushed over what a miracle your baby is? Perhaps some even said, “Oh, he has your nose,” or “She is going to look beautiful like her Mom!” The truth is, your children will take a lot from you, and not just your good looks. But if you’re anything like 60% of Americans without an emergency savings fund, you may not want your financial wisdom to be one of those things they take after you!
Written by guest contributor, Valerie Cascione
There is no shortage of bad home-buying experiences out there, but buying your first home should be a time of excitement and represent a time of renewal - not a living nightmare. For first-time home-buyers, there is already a lot to think about, so as you look for your dream home, keep in mind these tips for keeping the process the way it was supposed to be - and not a nightmare.
Written by guest contributor, Megan Pacheco
Saving for the future is hard. That’s why so few of us actually do it. The future, after all, seems so distant and we tend to think there will always be more time.
Dollar-store shopping can be a great way to cut costs on your weekly and day-to-day budget, but for certain items, you may be better off shopping somewhere else. Check our list of items that are sure to cut your spending, and the other items that may cost you more than you think.
Its that time of year again, and you’re either enjoying a sneak peek of Spring weather or you’re like 25% of other Americans who still haven’t filed their taxes. Filing your taxes can be confusing and frustrating, but it’s also necessary to stay on the path of financial freedom.
A popular TV commercial for satellite TV depicts Hollywood all-star, Rob Lowe, saying something like, “Hi, I am Rob Lowe and I have satellite.” Then enters a drab and poorer version of Rob Lowe saying, “And I am poor-decision-making Rob Lowe and I have cable.”