When it comes to financial literacy, I am sure we could all use a little tutoring. However, according to recent research, where you live may have a big impact on your own financial literacy.
People whispering and talking into their watches sounds like a scene from an old spy movie, but with the new Apple Watch - the latest in Apple Inc’s flagship product line up - that scene will soon be reality.
Dear Mvelopes users,
We’ve released more updates and fixes to Mvelopes 4.1. Here is a list of the latest improvements:
- Your session will no longer expire while reconciling your account using our Reconcile feature. From now on, as long as the “Reconcile” screen is open, your session will not timeout.
- We fixed our “Match” feature that used to identify matchable transactions more clearly. This was temporarily not working, but is now up and running again.
- We have fixed the view of the Payment and Deposit columns in your Inbox. Any amount over $1000 will now be fully visible rather than truncated. You won’t have to resize the column width any more!
- Lastly, we’ve made two fixes to our “Envelope Spending by Month” report. First, when exported as a PDF, any amount greater than 4 digits in the “Total” row will now appear correctly. It was getting truncated, or left off, in the past for some users. Next, the when drilling down on a specific Envelope from the report grid, we’ll now only display the data based on the selected envelope - as opposed to multiple envelopes.
Once again, thank you for allowing us to partner with you as you strive towards financial freedom.
The Mvelopes Team
[Working tirelessly on the awesomeness of your Mvelopes experience]
We’re ecstatic to announce the release of a new, beautifully crafted suite of personal finance applications!
Following on our recent release of our updated web app for your PC, Mvelopes 4.1, we now have all new apps for iOS and Android smartphones, as well as our first ever tablet and Kindle apps.
Those of you who’ve been using Mvelopes for a while know that it produces real financial results!
Our users have paid off over $1 Billion in credit card debt and have increased their checking and savings account balances by over $200 Million to date! We couldn’t be more excited about seeing more lives positively impacted through the release of our new apps.
“We were constantly overdrawing our checking account and not able to account for where our money had gone…Then, we found Mvelopes, and we started using it. It is so easy to use and understand. I actually look forward to our "budget meetings" now! It has allowed us to tell our money where to go, and not the other way around. We have eliminated $30,000 in debt in just the last year, and we are on a fast track to eliminating all of our debt except for our mortgage.” - Abby
Other new features with this release include:
- Beautiful new UI design
- New user signup/enrollment directly from the mobile apps
- New user income, budget, and funding wizard
- Thumb-friendly transaction assignment/matching
- Beautiful envelope detail views
- Attach receipt images to transactions
Love’s Pouring In!
Here is just a “snippet” of some early love our new apps have been receiving. We hope all of you will find as much success in your finances as John and his wife…especially now, with all of these new great apps available to you at home or on-the-go!
“Then the other day the iPad and iPhone versions were released. I downloaded both versions and started using them. They are great. All three versions, Internet, iPad, and iPhone are consistent, intuitive, and work well. Mvelopes has hit a home run with these versions. My wife and I have been married 45 years and until we started using Mvelopes we never were able to successfully live on a budget. But since we started using Mvelopes, we have lived within our budget, saved money, and we reserve for expenses like car and house insurance and maintenance, and other recurring expenses. I can honestly say that using Mvelopes has been the best financial decision we have made in all the years of our marriage.” John Young
Get the New Apps
The free, all-new Mvelopes apps are available for download in the App Store, Google Play and via the Amazon App store.
Watch Our Awesome New Video
A major vulnerability in the technology that powers encryption across much of the internet was made public on April 7th, 2014. It has been called the Heartbleed bug. Like many other teams, we took immediate action to examine our systems for any vulnerability in our infrastructure. We can report that we made appropriate patches quickly and are safe from this vulnerability. However, we strongly recommend that you change your Mvelopes password.
Frequently Asked Questions
Q: What is Heartbleed?
A: Heartbleed is a bug that causes a serious vulnerability that could expose a user’s passwords to hackers who take advantage of them. To learn more, go to http://heartbleed.com/
Q: Is my information safe?
A: Yes, Mvelopes is safe. However, your information on other websites may have been exposed. Please look for information on those sites to know if you were at risk. Additionally, if you use the same username and password on Mvelopes that you do on other websites, your password may have been exposed on those sites, and we would recommend changing it in here to be safe.
Q: I ran a heartbleed checker on another site, and it didn’t have information about Mvelopes. Why is that?
A: Some checkers do not return correct results or time out. We have no control over those sites but have reviewed our systems and Mvelopes.com, our APIs, and our apps are clear.
Thank you all for making the Mvelopes 4.1 release a great success!
We’ve received hundreds of comments telling us how much you enjoy the new updates. We hope that these changes will ultimately result in even greater financial success for you and your family.
That said, we haven’t stopped working on improving Mvelopes and are excited to share these new updates with you:
First, we heard you loud and clear and decided to bring the RED back!
We’ve received overwhelming feedback from many of you that you want to see RED for all negative account and envelope balances, and use BLACK for positive account and envelope balances. Also, we’ll now have positive amounts as GREEN for the Inbox, Account, and Envelope registers, while negative amounts here will be in BLACK.
Next, we fixed the “Save & New” button when creating a new Transaction, and Mvelopes will also now remember your preference for when you want an envelope group view to be expanded to collapsed.
There was also a fix made to our Funding Plan and grouped paychecks, it is more stable now as we’ve addressed a bug that several of you reported. Plus, we’ve identified several other performance and formatting items that have been cleaned up across the app. We’re hard at work going through each and every piece of Mvelopes to make it the best personal finance solution on the planet and hope these enhancements and fixed help us do just that!
Our hope is that as you continue using Mvelopes, you’ll actually stop seeing red, and instead, you’ll see higher savings account balances, lower debt amounts, and your periodic expense envelopes fully-funded. But, as we all are working to improve our situation every day, one day at a time, we hope this helps call attention where it is needed so you can take action!
Thanks again for allowing us to be part of your financial turnaround,
The Mvelopes Team