CAN’T SEEM TO SAVE YOUR MONEY?

Posted by Mvelopes on Dec 28, 2004 10:31:40 AM

According to In2M Corporation's financial fitness survey, 48 percent of respondents saved nothing in the past 6 months and 31 percent saved less than 10 percent of their income. In addition, 50 percent said they rarely, if ever, use a home budget to manage their spending. If you are one of the thousands of people who fall in these categories, the New Year is a good time to evaluate your household finances and find out where you are wasting your hard-earned dollars.

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Topics: 2004 Archive

IT'S BETTER TO GIVE THAN RECEIVE

Posted by Mvelopes on Oct 15, 2004 11:36:55 AM

A jam-packed car full of gifts; holiday parties; traveling cross-country to visit loves ones – consumers spend more money in the three months before New Year's than any other time of the year. In fact, retailers often make about half of their annual profit during this time, according to the National Retail Merchants' Association.

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Topics: 2004 Archive

Get on the Program to Financial Fitness

Posted by Mvelopes on Oct 11, 2004 12:10:03 PM


Spending less than you earn is the key to creating stability and long-term financial fitness. While many people create a budget or spending plan at some point, few stick to it for the long haul.

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Topics: 2004 Archive

DOES YOUR CHECKBOOK STILL LOOK LIKE THIS?

Posted by Mvelopes on Oct 11, 2004 12:01:02 PM

If the surveys and pundits are to be believed, many Americans are failing to plan for retirement, living with hefty credit card debt, and worrying whether they have enough in their checking accounts to pay for this month's bills.

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Topics: 2004 Archive

Mvelopes ® Personal 2.0 Web Edition Just Released

Posted by Mvelopes on May 19, 2004 11:50:16 AM


The Simpler, Smarter Online Budgeting System that helps you Manage your Spending in a Whole New Way - Anytime, Anywhere!
Following the success of their PC version of Mvelopes Personal 1.0, In2M Corporation announced May 19, 2004 the release of Mvelopes Personal 2.0 Web Edition. This version is accessed completely online from any Internet connection. Users now have immediate, real-time access to their spending plan information – at home, work, or anywhere they are connected – to help them stay on track with their financial goals.

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Topics: 2004 Archive

Debt For Life?

Posted by Mvelopes on Mar 11, 2004 11:15:23 AM


“I have a good idea of what I can afford, so I don't need to budget.” According to the Money for Life Survey, 57 percent of respondents who don't regularly maintain a budget share that idea. Yet, consumer debt levels continue to rise, with the most recent figures indicating credit card and car loan debt at about $18,700 per household, clearly indicating that there is a need for increased budget and spending management among Americans. People are simply continuing to spend more than they make.

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Topics: 2004 Archive

Debt for Life?

Posted by Mvelopes on Mar 11, 2004 10:54:48 AM


"I have a good idea of what I can afford, so I don't need to budget." According to the Money for Life Survey, 57 percent of respondents who don't regularly maintain a budget share that idea. Yet, consumer debt levels continue to rise, with the most recent figures indicating credit card and car loan debt at about $18,700 per household, clearly indicating that there is a need for increased budget and spending management among Americans. People are simply continuing to spend more than they make.

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Topics: 2004 Archive

Money for Life Consumer Survey

Posted by Mvelopes on Feb 11, 2004 11:19:03 AM


According to a survey conducted by Impulse Research Corporation, 59% of Americans stated that they regularly maintain a household budget. This number is shocking considering the average household debt in America has grown to $18,700, with credit cards and auto loans combined. This ever increasing debt load suggests that American families continue to spend more than they make. Obviously, many of the methods being used to manage household finances are not effective.

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Topics: 2004 Archive

Money for Life Consumer Survey

Posted by Mvelopes on Feb 11, 2004 10:57:07 AM


According to a survey conducted by Impulse Research Corporation, 59% of Americans stated that they regularly maintain a household budget. This number is shocking considering the average household debt in America has grown to $18,700, with credit cards and auto loans combined. This ever increasing debt load suggests that American families continue to spend more than they make. Obviously, many of the methods being used to manage household finances are not effective.

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Topics: 2004 Archive

Flex Your Financial Muscles

Posted by Mvelopes on Jan 11, 2004 11:21:00 AM


According to a recent Money Magazine article, American consumers have become deeply addicted to spending, running up ever higher debt levels in order to live in a fashion that is well beyond their means. The result is often unhappiness, financial difficulty, and in some cases financial ruin or broken homes. The good news is that despite these bleak trends, tools are available to help reverse, or altogether avoid, the downward cycle of debt, daily financial stress, and frustration.

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Topics: 2004 Archive