5 Reasons to Integrate Your Accounts with Mvelopes

Posted by Kevin Nielsen on Nov 9, 2016 9:19:37 AM

Making your finances less stressful is just one way Mvelopes helps your bottom line. Budgeting and worrying about your finances takes time, so why not use it wisely by integrating your bank accounts into Mvelopes.

Everyone’s finances are different, but think about everything you would need to look at if you were being totally responsible for every penny of your money. A shoebox full of receipts that grows larger each day or a spreadsheet that takes too long to load because of everything you’re trying to track. Post-it note reminders to pay bills stuck on any flat surface, plus just enough uncollected change bouncing around that you wonder how much is really lying around the house.

Now take all that and put it into Mvelopes.

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Topics: Mvelopes

How Mvelopes Can Help With Your Finances

Posted by Kevin Nielsen on Nov 2, 2016 9:26:01 AM

It’s November and we would like to show our gratitude to everyone who uses Mvelopes and helps to make us successful in providing a budgeting solution to accomplish your financial goals.

Over the past two months, we have been rolling out testimonials from our users about what our app and coaches have done for them. We appreciate them taking the time to record these videos and tell their story to all of you. They're just a sample of individuals and families who have used Mvelopes to accomplish their financial goals.

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Topics: Mvelopes

7 Ways to Save on Health Insurance

Posted by Kevin Nielsen on Oct 26, 2016 9:28:53 AM

It's decision time for your health insurance once again. Take the time between now and December to look into your options and save on next year's medical costs.

Open enrollment for health coverage that begins on Jan. 1, 2017 begins on Nov. 1 and if you sign up by Dec. 15 your coverage will begin along with the New Year. The last day to enroll in coverage is Jan. 31, 2017.

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Topics: Tips and Tricks

Take a long look at saving

Posted by Kevin Nielsen on Oct 14, 2016 1:42:24 PM

The miracle of a savings account is that it can help in so many ways.

If you’re short on income, your savings is there. If you’re heavy on expenses, your savings is there. If an emergency tosses you around, savings can steady your financial life.

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Topics: Tips and Tricks

Be Energy Efficient and Save on Your Energy Bill

Posted by Kevin Nielsen on Oct 12, 2016 9:40:57 AM

Stop me if you have heard this one before, but turn out the lights when you leave a room and decide what you want out of the fridge before you open the door.

Your behavior can go a long way to saving money on your energy bills, but there are a variety of routes to take for lower power bills. A combination of increasing energy efficiency, reducing consumption and properly maintaining your home and appliances will decrease how much you’re paying each month.

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Topics: Tips and Tricks

Paying Off Your Credit Card Debt Or...

Posted by Kevin Nielsen on Oct 4, 2016 9:52:18 AM

The average interest rate on a credit card is 15 percent. For every $100, you borrow you're paying $15. That certainly adds up quickly, which is why if you are carrying credit card debt you should be paying it off even faster.

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Topics: Credit Cards

Setting up your Mvelopes account is even easier

Posted by Kevin Nielsen on Sep 27, 2016 10:11:54 AM

Getting started with Mvelopes is now as easy as 1, 2, 3.

Add your accounts, fund your envelopes and assign a transaction to harness the power of envelope budgeting.

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Topics: Mvelopes

Your Budget vs. Cash Flow

Posted by Kevin Nielsen on Sep 21, 2016 1:27:41 PM

Do you want to budget or are you satisfied with just knowing you have money in your bank account this very moment? Find out just how you much control over your finances you can have by proactively budgeting and tracking your purchases with Mvelopes.

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Topics: Budget

Have You Saved Enough?

Posted by Kevin Nielsen on Sep 14, 2016 9:16:17 AM

Saving is an important part of anyone's budget. There are plenty of reasons to put money away for future expenses. Some of those expenses are planned for, but some of them are surprises, emergencies or even once-in-a-lifetime opportunities. 

No matter your circumstance, find 10 percent of your income to save. Whether that goes to your emergency fund or somewhere else isn't necessarily as important as having it safely tucked away.

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Topics: Emergency Fund

Are your expenses consistently higher than your income?

Posted by Kevin Nielsen on Sep 7, 2016 10:17:38 AM

When expenses are higher than your income it means several things.

1. If unchecked, you’ll be creating debt once your savings cushion is gone.

2. Because of No. 1, your present situation is unsustainable.

3. You can change it for the better, before the worst happens.

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Topics: Budget