11 Ways to Make Smarter Financial Decisions as a Couple

Posted by Kevin Nielsen on Apr 25, 2017 9:44:12 AM

Financial Literacy Month is almost over, but there’s one more thing that can help improve your finances. Making decisions together as a couple makes a big difference.

Read More

Why Talking to Your Kids is a Good Investment

Posted by Kevin Nielsen on Apr 18, 2017 9:54:45 AM

The only thing that complicates your finances more than not having enough income is probably having kids. They’re great, but they just don’t make a household budget any easier.

Read More

Know How to Make Smart Financial Decisions?

Posted by Kevin Nielsen on Apr 11, 2017 9:53:22 AM

A lot of our financial decisions come down to whether we should spend money or not. Looking at our finances as a whole, that should be a simple decision, but most of us aren't very good at keeping our spending under control or adhering to our budget perfectly.

Read More

Topics: Reaching Financial Goals

How to Not Waste Money by Learning Something New

Posted by Kevin Nielsen on Apr 4, 2017 9:46:03 AM

April is Financial Literacy Month, if you didn’t know.

Not knowing is forgivable, but being financially illiterate is a much bigger problem in our book.

Read More

It's About Time to Look at Your Finances

Posted by Kevin Nielsen on Mar 28, 2017 10:03:32 AM

If you’re going to take a look at your finances, what timeframe do you use? For most of us it’s this week, this month or some other short period of time that revolves around our paychecks or bills.

Time can help you gain a different perspective by widening our viewpoint. Plus, there are bigger picture things we can learn just from looking at our finances over time.

Read More

Topics: Reaching Financial Goals

Don't Lose Your Financial Focus in an Instant

Posted by Kevin Nielsen on Mar 21, 2017 9:41:08 AM

Is it just me or are there more landmines than ever when it comes to making the right financial decision.

Most tempting offers or inviting purchases don't take into account your specific financial situation, even if they're handpicked for your mobile device by whichever algorithm is in control. A week ago I had an "offer" that caught my eye and made me think just a little bit harder about what I should pay attention to and where I shouldn't pay attention.

Read More

Topics: Reaching Financial Goals

Take Advantage of the Mvelopes Knowledgebase

Posted by Kevin Nielsen on Mar 15, 2017 10:58:07 AM

Setting up your Mvelopes app just how you want it can take some time. Similar to how arriving at an accurate budget that helps you save money doesn’t happen overnight.

Read More

Topics: Tips and Tricks

Get Started with Mvelopes

Posted by Kevin Nielsen on Mar 7, 2017 10:38:32 AM

An envelope budget is a great way to plan and track your money and as part of the Mvelopes budgeting app, it helps you keep up-to-date on your finances either on the web or your mobile device. You don't need to carry cash around in envelopes, but you do need to get accustomed to just how an envelope budget works.

Read More

Focus on Your Behavior to Change Your Credit History

Posted by Kevin Nielsen on Mar 1, 2017 10:50:17 AM

When it comes to your low credit score, there is no instant fix. Mistakes, old accounts and fraud can come off your credit report quickly. If you have bad credit because of your past financial behavior, it's there to stay for seven years or more.

A major part of your credit score is your credit history. Improving your credit history should be looked at as a process and not an easy button. There are behaviors that are rewarded and behaviors that are penalized. Get to work on the good ones and not only will your credit benefit, your finances will as well.

Read More

Topics: credit report

Don't Consolidate Your Debt, Eliminate It!

Posted by Kevin Nielsen on Feb 22, 2017 9:45:13 AM

When debt becomes overbearing, many people turn to debt consolidation loans and find that it doesn't solve the root of their problem. Consolidating your debt may put you in the same situation or worse.

Read More

Topics: Debt