How to Survive College Without Credit Card Debt

Posted on 11. Feb, 2014 by Megan Pacheco.

How to Survive College Without Credit Card Debt


When you start college there’s one thing that’s almost certain: a crushing amount of student loan debt. Unless you come from a rich family, you landed a huge scholarship, or you saved every dollar you’ve ever made, college is going to hit you right where it hurts. While it may

Continue Reading

Investing Basics: 5 Simple Ways to Grow Your Money

Posted on 10. Feb, 2014 by Megan Pacheco.

Investing Basics: 5 Simple Ways to Grow Your Money


Investing is often thought of as something complicated and available only for those with substantial wealth. Both assumptions are completely false and keep many from watching their savings (no matter how small they may be) from growing.
According to Gallup…, only 54% of Americans own stock, outright or through

Continue Reading

Living on last month’s income: Generating Extra Revenue

Posted on 06. Feb, 2014 by Megan Pacheco.

Living on last month’s income: Generating Extra Revenue


For some of you curbing expenses may not be enough and additional income may be required in order to make your 30-day fund a reality, or at least a much quicker reality. Depending on your skillset and your schedule, you may be able to generate an extra $50 – $500

Continue Reading

Living on last month’s income: Curbing Your Expenses

Posted on 05. Feb, 2014 by Megan Pacheco.

Living on last month’s income: Curbing Your Expenses


It’s no secret that since the recession hit, the financial situations of many Americans has been deteriorating. Not too long ago, finding a job was not that big of an issue. Now, according to the Division of Labor Force Statistics…, it takes many Americans more than 12 months to

Continue Reading

Best ways to sell your “stuff” and earn extra bucks!

Posted on 04. Feb, 2014 by Megan Pacheco.

Best ways to sell your “stuff” and earn extra bucks!


Image by RussellReno…
All of us have “stuff” we no longer use. Be it clothing we no longer fit in, books we no longer read, furniture that collects dust because we upgraded to something else or baby gear and clothing we’re holding on to simply for sentimental reasons.
Decluttering is

Continue Reading

10 10 80 Financial Lifestyle

Posted on 31. Jan, 2014 by Megan Pacheco.

10 10 80 Financial Lifestyle


Image by Tax Credits…
This simple financial rule has been around for a long time. Some say it’s impossible to live by while others say it’s too simple of a rule for our complicated financial lives.
We’d say that even though the rule seems simple, it’s not only doable but

Continue Reading

Before You Cash Out: Alternative to Draining Your 401(k)

Posted on 30. Jan, 2014 by Megan Pacheco.

Before You Cash Out: Alternative to Draining Your 401(k)


Image by 401(K) 2013…
Financial advisors discourage against drawing prematurely from 401(k) retirement funds, characterizing this as a risky last resort, but in today’s economy more Americans are tapping into this option to cover short-term emergencies as well as major purchases. Between 2008 and 2010, the number of Americans with

Continue Reading

I Can’t Afford Life Insurance… But I Have to Keep my Cable!

Posted on 27. Jan, 2014 by Megan Pacheco.

I Can’t Afford Life Insurance… But I Have to Keep my Cable!


Image by hockadilly
When you’re deep in debt, it’s hard to think about adding another expense to your already stretched budget. Life insurance tends to be “that added expense” which many deem to be unaffordable or simply not a financial priority.
As of 2010, only 44%… of Americans had individual

Continue Reading

5 Jobs in Finance That You Can Do From the Comfort of Your Couch

Posted on 23. Jan, 2014 by Megan Pacheco.

5 Jobs in Finance That You Can Do From the Comfort of Your Couch

More Americans work from home… than ever before, with one in four telecommuting some or all of the time. Telecommuting grew by a massive 73 percent between 2005 and 2011. If trading in your suits for sweatpants and your desk chair for the couch sounds appealing, these financial positions might

Continue Reading

Saving Your Savings in 3 Easy Steps

Posted on 20. Jan, 2014 by Megan Pacheco.

Saving Your Savings in 3 Easy Steps


Image by 401(K) 2013
Statistic… from Thomas J. Stanley, the author of “The Millionaire Mind” and “The Millionaire Next Door” show the following:  86 percent of people who spend money on luxuries like expensive cars, jewelry, and electronics are non-millionaires trying to act like millionaires by purchasing luxury brands.
Instead

Continue Reading