Posted on 15. Oct, 2013 by Megan Pacheco.
Regardless of your financial situation, there are certain things you can do, or at least become informed about, in order to prepare for the road ahead. Here are 4 ideas that will help ready you and your family, no matter what your plans are for your specific health care and…
Posted on 07. Oct, 2013 by Megan Pacheco.
We had little to no money in savings…we were living from paycheck to paycheck……
15 years is a long time, would you agree? That’s how long the Henriksen’s have been struggling to make their finances work, with nothing to show for it. They knew that “getting on a budget” was
Posted on 23. Sep, 2013 by Megan Pacheco.
What could you do with an extra $200 each month?…
Do you ever wish you had just a few hundred extra dollars in your disposable monthly income? Would you use it to help pay down debt? Or maybe you’d set it aside in savings? I’m sure most of you are
Posted on 18. Sep, 2013 by Megan Pacheco.
Teach them the simple 10-10-80 money rule…: Whatever “income” they earn, teach your student to save 10%, designate 10% towards a charitable cause of their choice, and to live on the remaining 80%. This simple money rule will cultivate in them the habit of regular saving (which is one
Posted on 17. Sep, 2013 by Megan Pacheco.
How to Have Fun Without Breaking the Bank!…
On average, Americans are working nearly nine hours each day and spend much of their free time caring for others, driving around town, and completing household chores. With our busy lifestyles and fast-paced schedules, quality entertainment is more important than ever before.
Posted on 11. Sep, 2013 by Megan Pacheco.
Is it too early to start thinking about the upcoming Christmas shopping madness? We think not!
This is a perfect time to start looking at your budget, make a list, check it twice and set financial boundaries, so that you can not only beat the crowd, but most importantly, emerge…
Posted on 03. Sep, 2013 by Megan Pacheco.
Impulse buying is silently destroying financial wellbeing of many American families.
Statistic from the USA TODAY/CNN/Gallup Poll states that spending too much and saving too little is the most common issue that causes strife among married couples.…
How about these stats on impulse buying cited by the Mediascope, Inc.:
Posted on 22. Aug, 2013 by Megan Pacheco.
How Does Your Spending Compare to The Average American?
Below you’ll find an intriguing infographic, provided by the Bureau of Labor Statistics, showing us how the average American household spends their hard earned money.
We could spend endless hours discussing this great visual, but instead, let’s look at the following…
Posted on 20. Aug, 2013 by Megan Pacheco.
Get Rich Quick vs Steady Saving
And the winner is….
by Megan Pacheco…
Have you ever found yourself daydreaming about winning the lottery? I know I have!
Oh, the thought of being able to pay off the house, take much needed, extended vacation and of course become crazy generous with
Posted on 15. Aug, 2013 by Megan Pacheco.
How to be prepared without being preoccupied
By Megan Pacheco
Hope is not a good retirement strategy. Unfortunately, for so many Americans, hope is the only thing they’ve got to hold on to as they face their retirement years.
According to the Employee Benefit Research Institute…, 46% of all