Posted on 11. Nov, 2009 by Steven Smith.
A recent analysis conducted by Experian® shows that individuals and families are falling further behind on their debt obligations. From the second quarter of 2007 to the second quarter of 2009, the percentage of credit accounts which were at least 30 days past due has grown in all 50 states.…
Posted on 12. Oct, 2009 by Jennifer Streiff.
For many people, the biggest challenge to living within their means is keeping track of their envelope balances and staying within them. It can be difficult to stay within your envelope balances, especially if you don’t always know that the balance is.
I often get asked for tips or advice…
Posted on 05. Oct, 2009 by Jennifer Streiff.
The other day on a call with one of my Money for Life Coaching clients, she asked, “Why does everyone want me to use their online bill pay system?”
Some companies, or financial institutions, charge fees to use their online bill pay services. Obviously they want you to use it so…
Posted on 05. Oct, 2009 by Debra Peterson.
Ryan and his beautiful family
Ryan, from South Jordan, Utah, recently submitted the following comments about his appreciation for Mvelopes. Ryan said:
We have been using Mvelopes for nearly a year. We absolutely love it! We spent several months researching various web applications that claimed to offer the best budget…
Posted on 25. Sep, 2009 by Debra Peterson.
Bethany and her beautiful family
Yesterday, I had the privilege of conducting a telephone interview with Bethany from Florence, Arizona. Bethany and her husband are the proud parents of a three-year-old boy and they will soon (next week) be leaving for Ethiopia where they’ll be adopting a baby girl. During…
Posted on 21. Sep, 2009 by Jennifer Streiff.
Who says your envelopes have to be named only things like “Auto Registration,” “Gifts”? Why not use the envelope name to help you remember when the registration is actually due each year? Or to remind yourself how much you are planning to set aside for gifts over the course of…
Posted on 14. Sep, 2009 by Jennifer Streiff.
In Money for Life Coaching Sessions, I often run into situations where my clients have expenses and initial spending plans higher than their income. I do what I can to help them balance things out so that their expenses match their income, but really it’s up to them to make…
Posted on 08. Sep, 2009 by Jennifer Streiff.
Inevitably there are a few credit cards or store accounts that just won’t aggregate with the Mvelopes system. It generally has to do with the way the financial institution handles multi-factor authentication (the way they verify that you are, in fact, you when you log into your account online). It…
Posted on 31. Aug, 2009 by Jennifer Streiff.
Mvelopes has some great automation tools built in so that you can simplify your spending management, but how much automation is too much? If you automatically assign all of your transactions, do you lose the emotional tie to your spending?
It’s great to automate your spending management and reduce the…
Posted on 26. Aug, 2009 by Mvelopes.
We rolled out a release this month to all of our users that will allow you to add your mortgages and loans to the Debt Center, give you the option to automate your debt roll-down, and more. We also made improvements to speed up the load and response time of…
