Getting out of Debt

Posted on 26. Aug, 2009 by Steven Smith.

Getting out of Debt

Consumer Credit
Getting out of debt is one of the key elements to becoming financially fit.  In a society driven by financial excess, reaching this goal is increasingly difficult but can be done with some determination and the right tools to help you get there.
According to a survey conducted…

Continue Reading

Planning to be Spontaneous

Posted on 14. Aug, 2009 by Jennifer Streiff.

Planning to be Spontaneous

It’s ok to be spontaneous, as long as you plan for it. I know, that sounds a little crazy, but it’s actually true. I was talking with one of my coaching clients the other evening and he commented that he was worried he would feel restricted by his spending plan.…

Continue Reading

United States Foreclosure Market (January - June 2009)

Posted on 13. Aug, 2009 by Steven Smith.

United States Foreclosure Market (January - June 2009)

Click Here for Full Size Image
United States Foreclosure Market

Continue Reading

What constitutes a financial emergency?

Posted on 12. Aug, 2009 by Steven Smith.

What constitutes a financial emergency?

We all know it’s important to have an Emergency Fund, but how do we know what really constitutes an emergency? An emergency would be something that cannot be planned for or expected. An unexpected loss of income, for example, would be an emergency. Normal maintenance or repairs for your car,…

Continue Reading

“Mvelopes helps you break free from financial bondage.”

Posted on 07. Aug, 2009 by Debra Peterson.

“Mvelopes helps you break free from financial bondage.”

Jill and her family
I recently had the privilege of speaking with Jill from Heber, Utah. Jill had submitted the following comments online and I wanted to follow-up with her to learn more! Jill wrote:

I started using Mvelopes in October 2008. I had tried MANY other online budgeting tools.…

Continue Reading

Where does your money go?

Posted on 07. Aug, 2009 by Jennifer Streiff.

Why do people sign up for Mvelopes? The most common reason I hear is that people need to get a better idea of exactly where the money is going. They often feel that they should have plenty of income, but it just doesn’t seem to go as far as they…

Continue Reading

Are they ready for the real world? Preparing your college students to handle their own finances is vital to their future success.

Posted on 03. Aug, 2009 by Jennifer Streiff.

By Jennifer Streiff, Money for Life Spending Management Coach
It seems that parents go to great lengths to ensure that their students are ready to go away to college – you help to research schools, help with applications, buy books and even make sure they have a suitable place to live.…

Continue Reading

Spend With Confidence

Posted on 29. Jul, 2009 by Jennifer Streiff.

I was talking with a potential Money for Life Coaching Client the other day and he asked me to “sell him” on the program.  I am not really into selling people on the idea of coaching. I firmly believe that people have to be dedicated to taking the steps necessary…

Continue Reading

“Mvelopes will help you reach your financial goals!”

Posted on 29. Jul, 2009 by Debra Peterson.

“Mvelopes will help you reach your financial goals!”

Kristen and her family
Kristen, from Sandy, Utah, recently wrote to us about the financial success she’s been having since she discovered and started using Mvelopes.  Kristen wrote:
“I began using Mvelopes in October 2008. It has simplified our family’s finances tremendously–eliminating all of the usual stress associated with budgeting…

Continue Reading

“Since participating in the coaching program, I have a completely different perspective!”

Posted on 23. Jul, 2009 by Debra Peterson.

“Since participating in the coaching program, I have a completely different perspective!”

Charlie
Charlie (from New Jersey) and I recently discussed his coaching experience. I found our discussion to be extremely enlightening, for many reasons. As we spoke, Charlie’s interest in and enthusiasm for our coaching program–along with his appreciation for Mvelopes, generally–became very clear. If you’d like to know more about…

Continue Reading