Reaching Financial Goals

Applied Principle 2 – Awareness Is The First Step On The Path

Posted on 19. May, 2010 by Steven Smith.

Applied Principle 2 – Awareness Is The First Step On The Path

Awareness Is The First Step On The Path
Have you ever heard the phrase, “ignorance is bliss”? While this may be true for a short period of time, reality will catch up to you, sooner or later. Unfortunately when it does catch up with you, it will probably sting a…

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Applied Principle 1 - The Financial Path Least Traveled

Posted on 11. May, 2010 by Steven Smith.

Applied Principle 1 - The Financial Path Least Traveled

The Financial Path Least Traveled
In Applied Principle 1 of Money for Life, we learn that the financial path of many Americans is one leading directly to disaster.
“According to the Wall Street Journal, more than 70 percent of Americans live paycheck to paycheck. That means that nearly three-quarters of…

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The smaller the tax refund, the better

Posted on 22. Feb, 2010 by Jennifer Streiff.

The smaller the tax refund, the better

Tax Time
I have a Money for Life Coaching Client that purposely has extra money withheld for taxes so that he gets a larger refund at tax time.  During the year he relies on credit cards to get by if he doesn’t have enough income.  He carries a balance on…

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9 New Year’s Resolutions

Posted on 11. Jan, 2010 by Steven Smith.

9 New Year’s Resolutions

Have your personal finances been a bit of a challenge this past year? According to Finicity’s Financial Fitness Survey, you aren’t alone!

  • Nearly 90 percent of survey respondents are moderately to very concerned about their ability to meet future financial obligations for major items, such as education and retirement.
  • Seventy-three percent…

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10 Questions to Check your Financial Health for the New Year

Posted on 08. Jan, 2010 by Steven Smith.

10 Questions to Check your Financial Health for the New Year

Check Your Financial Fitness
With the New Year upon us, millions of Americans are making resolutions to improve both their waste line and their bottom line.  If you’re looking to improve your financial fitness this year, it’s important to first understand how you’re already doing.  The following quiz, taken from…

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Three Financial Resolutions You Can’t Afford Not to Make This Year

Posted on 07. Jan, 2010 by Steven Smith.

Three Financial Resolutions You Can’t Afford Not to Make This Year

New Year 2010
And how to actually keep them
Every January, millions of Americans determine to shed a few pounds and to finally get their finances in order.  Unfortunately, most estimates indicate that less than 30 percent of those well-intentioned resolutions make it through the year.  The reason most resolutions…

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Announcing the Mvelopes Refer-A-Friend Program

Posted on 18. Dec, 2009 by Tyler Park.

Announcing the Mvelopes Refer-A-Friend Program

Mvelopes is pleased to announce their new refer-a-friend program. We know that our members are our best source for referrals, and we want to reward you for all your efforts. Starting today, we are offering the ability for members to quickly and easily send a message to all their friends…

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Percentage of Credit Accounts 30 Days (or more) Past Due

Posted on 11. Nov, 2009 by Steven Smith.

Percentage of Credit Accounts 30 Days (or more) Past Due

A recent analysis conducted by Experian® shows that individuals and families are falling further behind on their debt obligations. From the second quarter of 2007 to the second quarter of 2009, the percentage of credit accounts which were at least 30 days past due has grown in all 50 states.…

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What if your expenses are higher than your income?

Posted on 14. Sep, 2009 by Jennifer Streiff.

What if your expenses are higher than your income?

In Money for Life Coaching Sessions, I often run into situations where my clients have expenses and initial spending plans higher than their income.  I do what I can to help them balance things out so that their expenses match their income, but really it’s up to them to make…

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Getting out of Debt

Posted on 26. Aug, 2009 by Steven Smith.

Getting out of Debt

Consumer Credit
Getting out of debt is one of the key elements to becoming financially fit.  In a society driven by financial excess, reaching this goal is increasingly difficult but can be done with some determination and the right tools to help you get there.
According to a survey conducted…

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