Reaching Financial Goals

The smaller the tax refund, the better

Posted on 22. Feb, 2010 by Jennifer Streiff.

The smaller the tax refund, the better

Tax Time
I have a Money for Life Coaching Client that purposely has extra money withheld for taxes so that he gets a larger refund at tax time.  During the year he relies on credit cards to get by if he doesn’t have enough income.  He carries a balance on…

Continue Reading

9 New Year’s Resolutions

Posted on 11. Jan, 2010 by Steven Smith.

9 New Year’s Resolutions

Have your personal finances been a bit of a challenge this past year? According to Finicity’s Financial Fitness Survey, you aren’t alone!

  • Nearly 90 percent of survey respondents are moderately to very concerned about their ability to meet future financial obligations for major items, such as education and retirement.
  • Seventy-three percent…

Continue Reading

10 Questions to Check your Financial Health for the New Year

Posted on 08. Jan, 2010 by Steven Smith.

10 Questions to Check your Financial Health for the New Year

Check Your Financial Fitness
With the New Year upon us, millions of Americans are making resolutions to improve both their waste line and their bottom line.  If you’re looking to improve your financial fitness this year, it’s important to first understand how you’re already doing.  The following quiz, taken from…

Continue Reading

Three Financial Resolutions You Can’t Afford Not to Make This Year

Posted on 07. Jan, 2010 by Steven Smith.

Three Financial Resolutions You Can’t Afford Not to Make This Year

New Year 2010
And how to actually keep them
Every January, millions of Americans determine to shed a few pounds and to finally get their finances in order.  Unfortunately, most estimates indicate that less than 30 percent of those well-intentioned resolutions make it through the year.  The reason most resolutions…

Continue Reading

Announcing the Mvelopes Refer-A-Friend Program

Posted on 18. Dec, 2009 by Tyler Park.

Announcing the Mvelopes Refer-A-Friend Program

Mvelopes is pleased to announce their new refer-a-friend program. We know that our members are our best source for referrals, and we want to reward you for all your efforts. Starting today, we are offering the ability for members to quickly and easily send a message to all their friends…

Continue Reading

Percentage of Credit Accounts 30 Days (or more) Past Due

Posted on 11. Nov, 2009 by Steven Smith.

Percentage of Credit Accounts 30 Days (or more) Past Due

A recent analysis conducted by Experian® shows that individuals and families are falling further behind on their debt obligations. From the second quarter of 2007 to the second quarter of 2009, the percentage of credit accounts which were at least 30 days past due has grown in all 50 states.…

Continue Reading

What if your expenses are higher than your income?

Posted on 14. Sep, 2009 by Jennifer Streiff.

What if your expenses are higher than your income?

In Money for Life Coaching Sessions, I often run into situations where my clients have expenses and initial spending plans higher than their income.  I do what I can to help them balance things out so that their expenses match their income, but really it’s up to them to make…

Continue Reading

Getting out of Debt

Posted on 26. Aug, 2009 by Steven Smith.

Getting out of Debt

Consumer Credit
Getting out of debt is one of the key elements to becoming financially fit.  In a society driven by financial excess, reaching this goal is increasingly difficult but can be done with some determination and the right tools to help you get there.
According to a survey conducted…

Continue Reading

Spend With Confidence

Posted on 29. Jul, 2009 by Jennifer Streiff.

I was talking with a potential Money for Life Coaching Client the other day and he asked me to “sell him” on the program.  I am not really into selling people on the idea of coaching. I firmly believe that people have to be dedicated to taking the steps necessary…

Continue Reading

Losing Control

Posted on 09. Feb, 2009 by Debra Peterson.

Many years ago, I-along with many friends and family members-got caught up in the trend (for me it was an addiction) of creating handmade greeting cards and scrapbooks using rubber stamps and other popular scrapbooking supplies. I frequently shopped at local craft and scrapbooking stores, attended workshops offered by rubber…

Continue Reading