Life in General

The smaller the tax refund, the better

Posted on 22. Feb, 2010 by Jennifer Streiff.

The smaller the tax refund, the better

Tax Time
I have a Money for Life Coaching Client that purposely has extra money withheld for taxes so that he gets a larger refund at tax time.  During the year he relies on credit cards to get by if he doesn’t have enough income.  He carries a balance on…

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10 Questions to Check your Financial Health for the New Year

Posted on 08. Jan, 2010 by Steven Smith.

10 Questions to Check your Financial Health for the New Year

Check Your Financial Fitness
With the New Year upon us, millions of Americans are making resolutions to improve both their waste line and their bottom line.  If you’re looking to improve your financial fitness this year, it’s important to first understand how you’re already doing.  The following quiz, taken from…

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Three Financial Resolutions You Can’t Afford Not to Make This Year

Posted on 07. Jan, 2010 by Steven Smith.

Three Financial Resolutions You Can’t Afford Not to Make This Year

New Year 2010
And how to actually keep them
Every January, millions of Americans determine to shed a few pounds and to finally get their finances in order.  Unfortunately, most estimates indicate that less than 30 percent of those well-intentioned resolutions make it through the year.  The reason most resolutions…

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Announcing the Mvelopes Refer-A-Friend Program

Posted on 18. Dec, 2009 by Tyler Park.

Announcing the Mvelopes Refer-A-Friend Program

Mvelopes is pleased to announce their new refer-a-friend program. We know that our members are our best source for referrals, and we want to reward you for all your efforts. Starting today, we are offering the ability for members to quickly and easily send a message to all their friends…

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Percentage of Credit Accounts 30 Days (or more) Past Due

Posted on 11. Nov, 2009 by Steven Smith.

Percentage of Credit Accounts 30 Days (or more) Past Due

A recent analysis conducted by Experian® shows that individuals and families are falling further behind on their debt obligations. From the second quarter of 2007 to the second quarter of 2009, the percentage of credit accounts which were at least 30 days past due has grown in all 50 states.…

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Planning to be Spontaneous

Posted on 14. Aug, 2009 by Jennifer Streiff.

Planning to be Spontaneous

It’s ok to be spontaneous, as long as you plan for it. I know, that sounds a little crazy, but it’s actually true. I was talking with one of my coaching clients the other evening and he commented that he was worried he would feel restricted by his spending plan.…

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United States Foreclosure Market (January - June 2009)

Posted on 13. Aug, 2009 by Steven Smith.

United States Foreclosure Market (January - June 2009)

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United States Foreclosure Market

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What constitutes a financial emergency?

Posted on 12. Aug, 2009 by Steven Smith.

What constitutes a financial emergency?

We all know it’s important to have an Emergency Fund, but how do we know what really constitutes an emergency? An emergency would be something that cannot be planned for or expected. An unexpected loss of income, for example, would be an emergency. Normal maintenance or repairs for your car,…

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Do not raid your retirement accounts

Posted on 26. Jun, 2009 by Steven Smith.

I caught a glimpse of the Today show the other morning.  They were featuring a ‘Money 911′ section with 3 financial experts - Jean Chatzky, David Bach and Carmen Wong Ulrich.  The 3 experts answered a variety of questions, mostly about mortgages.  Ann Curry, the host of the show, mentioned…

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Reduce Your Debt and Save for Emergencies at the Same Time!

Posted on 25. Jun, 2009 by Steven Smith.

Our Money for Life Coaches get a lot of questions about how to prioritize spending, how much should be spent in each budget envelope, etc.   In the last couple weeks, the most frequent question seems to have been, “Should I work on eliminating my debt first, or building my…

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