Posted on 11. Nov, 2009 by Steven Smith.
A recent analysis conducted by Experian® shows that individuals and families are falling further behind on their debt obligations. From the second quarter of 2007 to the second quarter of 2009, the percentage of credit accounts which were at least 30 days past due has grown in all 50 states.…
Posted on 14. Aug, 2009 by Jennifer Streiff.
It’s ok to be spontaneous, as long as you plan for it. I know, that sounds a little crazy, but it’s actually true. I was talking with one of my coaching clients the other evening and he commented that he was worried he would feel restricted by his spending plan.…
Posted on 13. Aug, 2009 by Steven Smith.
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United States Foreclosure Market
Posted on 12. Aug, 2009 by Steven Smith.
We all know it’s important to have an Emergency Fund, but how do we know what really constitutes an emergency? An emergency would be something that cannot be planned for or expected. An unexpected loss of income, for example, would be an emergency. Normal maintenance or repairs for your car,…
Posted on 26. Jun, 2009 by Steven Smith.
I caught a glimpse of the Today show the other morning. They were featuring a ‘Money 911′ section with 3 financial experts - Jean Chatzky, David Bach and Carmen Wong Ulrich. The 3 experts answered a variety of questions, mostly about mortgages. Ann Curry, the host of the show, mentioned…
Posted on 25. Jun, 2009 by Steven Smith.
Our Money for Life Coaches get a lot of questions about how to prioritize spending, how much should be spent in each budget envelope, etc. In the last couple weeks, the most frequent question seems to have been, “Should I work on eliminating my debt first, or building my…
Posted on 22. Apr, 2009 by Debra Peterson.
Julie and her wonderful family
Julie, from Dallas, Oregon, has been using Mvelopes for quite awhile now. A couple of years ago, Julie shared her feelings about Mvelopes with us. She wrote:
We’ve been using Mvelopes for a year or more now and LOVE it! Thank you so much! We began before…
Posted on 06. Feb, 2009 by Kyle Lloyd.
When I was younger, my older siblings used to always make fun of me because I hated to spend money. Now that I’m an adult, I have a number of different things that I have to spend money on, such as a mortgage, utilities, transportation, food, etc. One of the…
