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Percentage of Credit Accounts 30 Days (or more) Past Due

Posted on 11. Nov, 2009 by Steven Smith.

Percentage of Credit Accounts 30 Days (or more) Past Due

A recent analysis conducted by Experian® shows that individuals and families are falling further behind on their debt obligations. From the second quarter of 2007 to the second quarter of 2009, the percentage of credit accounts which were at least 30 days past due has grown in all 50 states.…

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Getting out of Debt

Posted on 26. Aug, 2009 by Steven Smith.

Getting out of Debt

Consumer Credit
Getting out of debt is one of the key elements to becoming financially fit.  In a society driven by financial excess, reaching this goal is increasingly difficult but can be done with some determination and the right tools to help you get there.
According to a survey conducted…

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United States Foreclosure Market (January - June 2009)

Posted on 13. Aug, 2009 by Steven Smith.

United States Foreclosure Market (January - June 2009)

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United States Foreclosure Market

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What constitutes a financial emergency?

Posted on 12. Aug, 2009 by Steven Smith.

What constitutes a financial emergency?

We all know it’s important to have an Emergency Fund, but how do we know what really constitutes an emergency? An emergency would be something that cannot be planned for or expected. An unexpected loss of income, for example, would be an emergency. Normal maintenance or repairs for your car,…

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Do not raid your retirement accounts

Posted on 26. Jun, 2009 by Steven Smith.

I caught a glimpse of the Today show the other morning.  They were featuring a ‘Money 911′ section with 3 financial experts - Jean Chatzky, David Bach and Carmen Wong Ulrich.  The 3 experts answered a variety of questions, mostly about mortgages.  Ann Curry, the host of the show, mentioned…

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Reduce Your Debt and Save for Emergencies at the Same Time!

Posted on 25. Jun, 2009 by Steven Smith.

Our Money for Life Coaches get a lot of questions about how to prioritize spending, how much should be spent in each budget envelope, etc.   In the last couple weeks, the most frequent question seems to have been, “Should I work on eliminating my debt first, or building my…

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The Envelope Approach to Money Management

Posted on 23. Dec, 2008 by Steven Smith.

The Envelope Approach to Money Management

Steven B. Smith - Co-founder and CEO
Welcome to the Mvelopes Blog.  I am very excited to bring you news, useful information and success stories from our team here at Finicity!  What if I told you there was a sure-fire way to secure a 20% raise?  Would you be interested? …

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