Archive by Author
Posted on 11. Nov, 2009 by Steven Smith.
A recent analysis conducted by Experian® shows that individuals and families are falling further behind on their debt obligations. From the second quarter of 2007 to the second quarter of 2009, the percentage of credit accounts which were at least 30 days past due has grown in all 50 states.…
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Life in General, Reaching Financial Goals
Posted on 26. Aug, 2009 by Steven Smith.
Consumer Credit
Getting out of debt is one of the key elements to becoming financially fit. In a society driven by financial excess, reaching this goal is increasingly difficult but can be done with some determination and the right tools to help you get there.
According to a survey conducted…
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Reaching Financial Goals, Tips and Tricks
Posted on 13. Aug, 2009 by Steven Smith.
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United States Foreclosure Market
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Life in General
Posted on 12. Aug, 2009 by Steven Smith.
We all know it’s important to have an Emergency Fund, but how do we know what really constitutes an emergency? An emergency would be something that cannot be planned for or expected. An unexpected loss of income, for example, would be an emergency. Normal maintenance or repairs for your car,…
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Life in General
Posted on 26. Jun, 2009 by Steven Smith.
I caught a glimpse of the Today show the other morning. They were featuring a ‘Money 911′ section with 3 financial experts - Jean Chatzky, David Bach and Carmen Wong Ulrich. The 3 experts answered a variety of questions, mostly about mortgages. Ann Curry, the host of the show, mentioned…
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Life in General
Posted on 25. Jun, 2009 by Steven Smith.
Our Money for Life Coaches get a lot of questions about how to prioritize spending, how much should be spent in each budget envelope, etc. In the last couple weeks, the most frequent question seems to have been, “Should I work on eliminating my debt first, or building my…
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Life in General
Posted on 23. Dec, 2008 by Steven Smith.
Steven B. Smith - Co-founder and CEO
Welcome to the Mvelopes Blog. I am very excited to bring you news, useful information and success stories from our team here at Finicity! What if I told you there was a sure-fire way to secure a 20% raise? Would you be interested? …
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Envelope Budgeting