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Applied Principle 2 – Awareness Is The First Step On The Path

Posted on 19. May, 2010 by Steven Smith.

Applied Principle 2 – Awareness Is The First Step On The Path

Awareness Is The First Step On The Path
Have you ever heard the phrase, “ignorance is bliss”? While this may be true for a short period of time, reality will catch up to you, sooner or later. Unfortunately when it does catch up with you, it will probably sting a…

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Applied Principle 1 - The Financial Path Least Traveled

Posted on 11. May, 2010 by Steven Smith.

Applied Principle 1 - The Financial Path Least Traveled

The Financial Path Least Traveled
In Applied Principle 1 of Money for Life, we learn that the financial path of many Americans is one leading directly to disaster.
“According to the Wall Street Journal, more than 70 percent of Americans live paycheck to paycheck. That means that nearly three-quarters of…

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9 New Year’s Resolutions

Posted on 11. Jan, 2010 by Steven Smith.

9 New Year’s Resolutions

Have your personal finances been a bit of a challenge this past year? According to Finicity’s Financial Fitness Survey, you aren’t alone!

  • Nearly 90 percent of survey respondents are moderately to very concerned about their ability to meet future financial obligations for major items, such as education and retirement.
  • Seventy-three percent…

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10 Questions to Check your Financial Health for the New Year

Posted on 08. Jan, 2010 by Steven Smith.

10 Questions to Check your Financial Health for the New Year

Check Your Financial Fitness
With the New Year upon us, millions of Americans are making resolutions to improve both their waste line and their bottom line.  If you’re looking to improve your financial fitness this year, it’s important to first understand how you’re already doing.  The following quiz, taken from…

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Three Financial Resolutions You Can’t Afford Not to Make This Year

Posted on 07. Jan, 2010 by Steven Smith.

Three Financial Resolutions You Can’t Afford Not to Make This Year

New Year 2010
And how to actually keep them
Every January, millions of Americans determine to shed a few pounds and to finally get their finances in order.  Unfortunately, most estimates indicate that less than 30 percent of those well-intentioned resolutions make it through the year.  The reason most resolutions…

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Percentage of Credit Accounts 30 Days (or more) Past Due

Posted on 11. Nov, 2009 by Steven Smith.

Percentage of Credit Accounts 30 Days (or more) Past Due

A recent analysis conducted by Experian® shows that individuals and families are falling further behind on their debt obligations. From the second quarter of 2007 to the second quarter of 2009, the percentage of credit accounts which were at least 30 days past due has grown in all 50 states.…

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Getting out of Debt

Posted on 26. Aug, 2009 by Steven Smith.

Getting out of Debt

Consumer Credit
Getting out of debt is one of the key elements to becoming financially fit.  In a society driven by financial excess, reaching this goal is increasingly difficult but can be done with some determination and the right tools to help you get there.
According to a survey conducted…

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United States Foreclosure Market (January - June 2009)

Posted on 13. Aug, 2009 by Steven Smith.

United States Foreclosure Market (January - June 2009)

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United States Foreclosure Market

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What constitutes a financial emergency?

Posted on 12. Aug, 2009 by Steven Smith.

What constitutes a financial emergency?

We all know it’s important to have an Emergency Fund, but how do we know what really constitutes an emergency? An emergency would be something that cannot be planned for or expected. An unexpected loss of income, for example, would be an emergency. Normal maintenance or repairs for your car,…

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Do not raid your retirement accounts

Posted on 26. Jun, 2009 by Steven Smith.

I caught a glimpse of the Today show the other morning.  They were featuring a ‘Money 911′ section with 3 financial experts - Jean Chatzky, David Bach and Carmen Wong Ulrich.  The 3 experts answered a variety of questions, mostly about mortgages.  Ann Curry, the host of the show, mentioned…

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